Homebase Credit Union in Chester, VA

Chester, VA Branch Details

13200 Bermuda Orchard Lane
Chester, Virginia 23836
Phone: (804) 452-0736
Fax: (804) 458-1182

Branch Hours

Monday-Tuesday – 9am-5pm
Wednesday – 10am-5pm
Thursday – 9am-5:30pm
Friday – ITM Drive Thru: 7:30am-5:30pm; Lobby 9am-5:30pm
Saturday – ITM Drive Thru: 9am-12pm

Conveniently Located

At our Chester location, we strive to make banking easy and personalized for all our members. We're located on Route 10, close to both I-295 and I-95. Stop by and say hello!

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Web Chat

Simply click the chat bubble icon at the bottom right corner of this page. Use our convenient chat feature to ask questions about our products and services. Representatives are available to chat live during business hours.

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Nationwide Network of Shared Branches and ATMs

Enjoy in-branch service, even when you’re not close to a Homebase Credit Union branch or ATM. The CO-OP Shared Branch network offers more than 5,000 branches in all 50 states and around the world for person-to-person assistance.

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You’re also able to take advantage of 35,000 surcharge-free ATMs.* Look for these logos.

* $1 foreign transaction fee may apply at certain ATMs.

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Why Join Homebase Credit Union?

Joining a credit union like ours means becoming part of a financial community that values each member. We focus on providing personalized services and benefits tailored to your needs.

Membership benefits include:

Lower loan rates and higher savings yields than traditional banks
Member-owned structure ensures your voice is heard
Profits come back to members through services and better rates
Free financial education and counseling for smart money management
Fewer fees and more flexible account options for everyday banking
Community support that invests in local projects and businesses

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Featured Products and Services

At Homebase Credit Union, we pride ourselves on offering a wide range of banking solutions designed to meet your every financial need. Whether you're planning for the future or managing day-to-day finances, our tailored solutions are here to support you. Explore our featured products and services below to find exactly what you need for a secure and rewarding financial journey.

Auto Loans

Drive your dreams forward with flexible financing options tailored for you. Enjoy competitive rates, flexible terms, and personalized service to get you in the driver’s seat.

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Share Certificates

Enhance your savings with our reliable options designed for steady growth. Enjoy the confidence of secure returns tailored to your financial ambitions.

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Credit Cards

Experience the flexibility and security of our credit cards to meet your everyday financial needs. Discover the ideal balance of control and convenience to enhance your lifestyle.

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Additonal Services

Online Banking Support

ATM Services

Financial Counseling

It’s as easy as 1-2-3 to join Homebase CU!

Step 1

Review Eligibility

Click here to check out our eligibility page and see if you qualify to join Homebase Credit Union.

Step 2

Apply Online

Click the red button below to start your online application. You can also stop by the Prince George branch to apply in person.

Step 3

Open a Share Account

We require all new members to open a Share Savings Account and deposit at least $25. When you open the account, you’ll be a new member of our financial family—congratulations!

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What People Are Saying About Homebase Credit Union

“My first experience with credit unions was with Fort Lee in 2001 when I arrived in the states from Europe- I had been here before but never thought I would return but when I did- I knew exactly where to go for ALL my banking, loans and at that time Christmas Club. I started my daughter off with this credit union when she turned 18 and now she is 34 and we both bank here. Love the staff, customer service and family atmosphere- I'm going for the Gold in September 2021 I will celebrate 20 yrs with Homebase Credit Union! Awesome financial institution!” - B.J.T.

“I have been a member for more than twenty years and I love it.” - Kersema D.

Areas Served by Homebase Credit Union in Chester, VA

We serve the following locations: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex.

Frequently Asked Questions About Homebase Credit Union's Chester Branch

Where is Homebase Credit Union located in Chester, VA?

Homebase Credit Union's Chester Branch is located at 13200 Bermuda Orchard Lane, Chester, VA 23836. The branch is conveniently situated near Route 10 and provides easy access from Interstate 95 and Interstate 295, making it a convenient banking location for residents throughout Chester and surrounding communities.

What are the Chester Branch hours?

Current branch hours are:

Monday - Tuesday: 9:00 AM to 5:00 PM
Wednesday: 10:00 AM to 5:00 PM
Thursday: 9:00 AM to 5:30 PM
Friday: Lobby 9:00 AM to 5:30 PM; ITM Drive-Thru 7:30 AM to 5:30 PM
Saturday: ITM Drive-Thru 9:00 AM to 12:00 PM

Hours may vary on holidays. We recommend checking our holiday schedule before visiting.

Can I open a checking account at the Chester Branch?

Yes. Members can open checking accounts at the Chester Branch with assistance from our local team. We offer account options designed for everyday banking, direct deposit, online banking access, and convenient money management.

How do I become a member of Homebase Credit Union?

Individuals who meet Homebase Credit Union membership eligibility requirements can apply for membership online or at the Chester Branch. New members are required to open a Share Savings Account and maintain the minimum required opening deposit to establish membership.

Does the Chester Branch offer auto loans?

Yes. The Chester Branch can assist members with auto loan financing for new and used vehicles. Our lending specialists help members explore available loan options, competitive rates, refinancing opportunities, and flexible repayment terms.

Can I apply for a loan in person at the Chester Branch?

Yes. Members can visit the Chester Branch to discuss personal loans, vehicle financing, credit cards, and other lending solutions. Our team can guide you through the application process and help identify loan products that best meet your needs.

Does Homebase Credit Union serve Chesterfield County residents?

Yes. Homebase Credit Union serves members throughout Chester, Chesterfield County, Colonial Heights, Hopewell, Prince George, Richmond, and many surrounding Virginia communities.

Does the Chester Branch offer savings accounts?

Yes. Members can open savings accounts and share accounts designed to help build financial security. We also offer additional savings solutions such as share certificates for members seeking fixed-term savings options.

Can I access my account online if I bank at the Chester Branch?

Yes. Members have access to online and mobile banking services that allow them to manage accounts, transfer funds, pay bills, monitor transactions, and access financial information securely from anywhere.

Is there an ATM available at the Chester Branch?

Members have access to ATM services and can also take advantage of a nationwide network of surcharge-free ATMs through participating ATM networks. Availability and locations may vary.

Can I visit a branch if I am traveling outside the Chester area?

Yes. Homebase Credit Union members can access services through the CO-OP Shared Branch network, which includes thousands of participating branch locations nationwide, allowing members to conduct many everyday banking transactions even when traveling.

Online Banking at Homebase Credit Union

Homebase Credit Union Branch in Chester, VA