Fast $500 and Loyalty $1,000 Loans⁽¹⁾

Starting November 13, 2023, available year-round!

ONLINE ONLY: The process is easy, and you can complete from home!

Follow these simple steps:

1. Go to our online app.
2. Click on "Fast $500" or "Loyalty $1,000".
3. Enter your information.
4. We'll contact you within 72 hours if we need additional information.
5. If approved, funds will be deposited into your account, usually within 5 business days following application submission. Thank you for your patience as we process your application as quickly as possible.

Fast $500⁽²⁾
Apply online, starting November 13, 2023. Loans will be funded within 7 calendar days.

Loyalty $1,000⁽³⁾
If you've had 3 previous Fast $500 loans with no late payments, you may be eligible for a Loyalty $1,000 loan.

Apply online, starting November 13, 2023. Loans will be funded within 7 calendar days.

Limit two Fast Cash loans per 12-month period.

For details and qualifications, see below or call (804) 452-0736.

Apply Now

1) No Credit Check Loan available starting November 13, 2023. Contact a Homebase CU Loan Officer for full details.

2) Fast $500 Qualifications:

• Must be a member for at least one (1) year
• Account(s) must be in good standing (account balance(s) not negative, no delinquent loans)
• Must show proof of income for immediate past six (6) consecutive months. Proof of income may include most recent pay stub showing year-to-date income; social security award letter; legal agreements for alimony and/or child support (if the applicant wants such income considered); or for self-employment, the most recent federal tax return. For questions on proof of income, please contact the Homebase CU Loan Department.
• Completed loan application and $30 non-refundable application fee must be submitted at the time of application
• Application fee will be waived for active duty military and dependents
• Members with existing Homebase CU personal loans are NOT eligible (contact a Loan Officer to discuss a possible advance on your personal loan).
• Primary account holders only may apply; joint members must open their own account
• Limit one Fast $500 Loan per member
• Limit two Fast Cash loans per 12-month period.
• Existing Fast $500 Loan or Loyalty $1,000 Loan must be paid in full prior to qualifying for this promotion
• Members with late payments on previous Fast $500 Loan(s) or Loyalty $1,000 Loan(s) are NOT eligible
  

Terms

• Term of six (6) months at 18% APR
• Total of six (6) monthly payments: five (5) consecutive monthly payments of $100 and a final payment of $32
• First payment due 30 days after funding.
  

3) Loyalty $1,000 Qualifications:

• All Fast $500 qualifications apply
• Limit one Loyalty $1,000 per member
• Limit two Fast Cash loans per 12-month period.
• Must have had 3 previous Fast $500 loans with no late payments
  

Terms:

• Term of twelve (12) months at 18% APR
• Eleven (11) consecutive monthly payments of $100 and one final month payment of $9
• First payment due 30 days after funding.