Earn Cash Back and More with Homebase Credit & Debit Cards!
Combine your points and redeem them for gift cards, cash back, travel, entertainment, and more!
Credit Card Fixed rates as low as 11.99% APR2


Available year-round!3
The process is easy, and you can complete from home!
Fast $500
Loyalty $1,000
Get pre-approved for your next auto loan!4

Have you tried our new online banking?
We’re proud to offer a streamlined online and mobile banking platform to help you manage your finances on your schedule, wherever you are. If you haven’t enrolled yet, it’s quick and easy to get started! Here are just a few of the helpful features waiting for you:
- Transfer Funds between Homebase accounts or to other financial institutions. Use Zelle® to send or request money from others. Wire transfers can also be requested online.
- Manage Your Loans with your Homebase account or from another financial institution, or request to skip a payment. You can also apply for a loan through online banking.
- Pay Bills online from one secure login.
- View Statements within online banking or on the app.
- Manage Your Homebase Debit and Credit Cards: Set alerts and controls, turn cards on and off, view transactions and credit card statements, and more.
- Deposit Checks anytime, anywhere, using your phone.
- And More! Reorder checks, update your contact information, customize viewing settings and more!

Skip a Loan Payment
Need to free up some cash for those extra holiday expenses? For just $25, you may be able to skip a loan payment.5

Holiday Closings
Columbus Day: Monday, October 13
Veterans Day: Tuesday, November 11
Thanksgiving: Thursday, November 27. Fort Lee branch also closed November 28.
Christmas Eve: branches close at noon
Christmas Day: Thursday, December 25
New Years Day: Thursday, January 1
1) Certain restrictions and exclusions may apply. See full program details at homebasecu.org/uchoose-rewards-terms-conditions
2) Subject to credit approval. Your actual APR (Annual Percentage Rate) is determined by your creditworthiness. Balance transfers cannot be applied to existing Homebase CU loans. Finance charges on purchases, cash advances, and balance transfers are computed using the average daily balance. For cash advances and balance transfers, finance charges begin on the transaction date or the first day of the billing cycle in which the transaction posts, whichever is later. This card has a Fixed (Non-Variable) APR that is not tied to an index, but we may increase the APR in the future by providing at least 45 days’ advance written notice, as permitted by law. Rates and terms may change; some restrictions apply. Full details at homebasecu.org/loans/personal/platinum-rewards-visa
3) Contact the credit union for full details, terms and qualifications. Or visit homebasecu.org/loans/personal/no-credit-check-loans
4) Subject to credit approval. Not all will qualify. Rate you receive is determined by credit qualifications and loan term. Terms up to 84 months available depending on model, mileage, and amount borrowed. Longer terms available at higher starting interest rates. Contact the credit union for details. Loan example 1: $30,000 financed for 60 months at 4.99% APR would make the monthly payment $567. APR = Annual Percentage Rate. Membership eligibility required. New membership requires non-refundable membership fee of $1, plus $25 savings deposit refundable at account closing.
5) Interest will continue to accrue per terms of loan contract. Mortgages, credit cards, Fast $500 loans and Loyalty $1,000 loans not eligible. Full details: homebasecu.org/skip