Secured Loans

Share Secured Loan

A Share Secured Loan option is a great way to build credit. Funds are held in your account equal to the balance of the loan, thus securing the loan.

Details

• Flexible terms up to 60 months (72 months for amounts over $25,000)
• Apply for pre-approval!
  

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All rates subject to change without notice. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant's credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Please contact a Homebase CU loan officer for current rates and details. Membership required to apply for Homebase Credit Union loans, credit cards, and lines of credit. Membership is open to those that live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.