Lifestyle Loans

Looking for flexibility? Apply for a personal loan.

At Homebase Credit Union, members are family. We're proud to offer affordable loan options with flexible terms to meet your unique needs and lifestyle. Apply easily online today.

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Join Homebase Credit Union

Enjoy quick access to funds for unexpected expenses.

A lifestyle loan is the perfect fixed financing solution for larger purchases and expenses. Designed as a convenient alternative to the home equity loan, this option offers no closing costs and faster processing.

Plus, unlike retailer financing, our competitive rates and flexible terms mean a more affordable loan for you.

Use a personal loan from Homebase Credit Union for life events and more.

If you need to finance a wedding, home repairs, veterinary bills, or other life expenses, this loan may be just what you need.

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Here's what you need to know:

Ready for fast access to funds? We're excited to help you get started! Rest assured that your local, trusted credit union is here to help make banking and leading easier and more enjoyable.

Credit limits from $500 to $25,000 based on credit qualifications
Flexible terms from 6 to 84 months⁸
- 72 months permitted for amounts over $15,000
- 84 months permitted for amounts over $20,000

Am I eligible?

We're open to the community! Membership is open to those that live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. Learn more about membership.

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Loan Comparison Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Enjoy fast access to a personal loan today.

From large purchases to unpredictable expenses, a personal loan can put you in charge of your finances. Take advantage of low interest rates and a local lender who will put you first.

Apply easily online to get started.

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All rates subject to change without notice. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant's credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Please contact a Homebase CU loan officer for current rates and details. Membership required to apply for Homebase Credit Union loans, credit cards, and lines of credit. Membership is open to those that live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.