Vehicle Loan
| Type | Term 2 | APR 1 |
|---|---|---|
| New & Used/ Refinance (from other lender) | Up to 60 months | 4.99% to 17.49% |
| New & Used / Refinance (from other lender) | Up to 72 months | 5.24% to 17.49% |
| New & Used / Refinance (from other lender) | Up to 78 months | 5.49% to 17.49% |
| New & Used / Refinance (from other lender) | Up to 84 months | 5.74% to 17.49% |
1 APR=Annual Percentage Rate
2 New or Used Vehicle Loans / Vehicle Refinance (from other lender): Terms up to 84 months available depending on model, mileage, and amount borrowed. Credit qualifications apply. The rate you receive is determined by credit qualifications. Ask a loan officer for more information. A loan example: $25,000 financed for 60 months at 4.99% APR would make the monthly payment $473. A loan example: $30,000 financed for 84 months at 5.99% APR would make the monthly payment $439.
*New vehicles include current and previous year models under 20,000 miles.
Motorcycle Loan
| Term 5 | APR 1 |
|---|---|
| Up to 72 months | 6.24% to 12.99% |
1 APR=Annual Percentage Rate
5 New or Used Motorcycle Loans: 6.24% APR is applicable on Motorcycles with a 10% down payment and terms up to 48 months. Terms up to 72 months available depending on model, mileage, and amount borrowed. Credit qualifications apply. Ask a loan officer for more information. A loan example: $25,000 financed at 6.24% APR for 48 months gives a monthly payment of $591.
Boat Loan
| Term 4 | APR 1 |
|---|---|
| New, Used, or Refinance | 5.99% to 15.49% |
Some exceptions apply.
1 APR=Annual Percentage Rate
4 New or Used Boat Loans: 5.99% APR is applicable on new and used Boats for terms up to 60 months. Terms up to 120 months available depending on model, mileage, and amount borrowed. Credit qualifications apply. Please ask a loan officer for more information. A loan example: $40,000 financed at 7.99% APR for 120 months gives a monthly payment of $487.
Camper/Recreational Vehicle Loan
| Term 3 | APR 1 |
|---|---|
| New, Used, or Refinance | 5.99% to 15.49% |
1 APR=Annual Percentage Rate
3 Camper/Recreational Vehicle Loans: 5.99% APR is applicable on new and used vehicles for terms up to 60 months. Terms up to 120 months available depending on model, mileage, and amount borrowed. Credit qualifications apply. Please ask a loan officer for more information. A loan example: $40,000 financed at 7.99% APR for 120 months gives a monthly payment of $487.
All rates subject to change without notice. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant's credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Please contact Homebase Member Services for current rates and details. Membership required to apply for Homebase Credit Union loans, credit cards, and lines of credit. Membership is open to those that live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.
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