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1) Business account membership required to open Business Checking or Savings. Membership is open to those that live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.

2) Subject to credit approval. Rates from 11.99 to 17.99% APR. The actual rate you receive is based on credit worthiness criteria. Balance transfers cannot be applied to current Homebase CU loans. Finance charges for purchases, cash advances and balance transfers are computed by applying the periodic rate to the average daily balance. For cash advances and balance transfers, the finance charge starts to accrue from the date you get the advance or from the first day of the billing cycle in which the cash advance is posted to your account, whichever is later. Rates and terms subject to change. Some restrictions may apply. Contact Homebase Credit Union for more details.

3) Vehicle and Equipment Loans: All rates subject to change without notice. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant’s credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Please contact a Homebase CU loan officer for current rates and details. Membership required to apply for Homebase Credit Union loans, credit cards, and lines of credit. Terms up to 84 months available depending on model, mileage, and amount borrowed. The rate you receive is determined by credit qualifications. Ask a loan officer for more information. A loan example: $50,000 financed for 84 months at 8.24% APR would make the monthly payment $788.

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