Checking Account Options | Homebase Credit Union

Share Draft and 5 Star Checking Accounts

Enjoy the convenience and affordability of a Homebase Credit Union checking account. We provide a wealth of options without added costly fees. Enjoy online and mobile banking services. Plus, as a Homebase Credit Union member, you have access to surcharge-free ATMs.

5 Star Checking Added Benefits

Our 5 Star Checking Account is a perfect option for active checking account users. Get rewarded with additional benefits and the ability to earn and save more when you meet five easy qualifiers.* View the full comparison.

Checking Account Benefit Comparison

Benefits¹	Share Draft	5 Star^‡
No Monthly Maintenance Fee or Minimum Balance	✓	✓
Surcharge-Free ATM Usage²	✓	✓
Free Online & Mobile Account Access ³	✓	✓
Free Use of Electronic Bill Pay	✓	✓
Free Online Budgeting and Finance Program	✓	✓
Unlimited Transfers from Savings to Checking to Cover Overdrafts for No Charge	✓	✓
Initial $25 Bonus Payout⁴	Not eligible	Meet all 5 Star qualifiers to earn reward
Monthly $2 Reward Payout⁵	Not eligible	Meet all 5 Star qualifiers to earn reward
Earn Monthly Dividends on Your Average Daily Balance⁵	$300 average daily balance required to earn dividend	Meet all 5 Star qualifiers; No minimum balance required to earn dividend
Loan Rate Discount⁶	Not eligible	✓
Overdraft Fee Refund (one per year)⁵	Not eligible	✓

^‡Meet these five easy qualifiers each month to enjoy extra 5 Star Checking rewards.

Be registered for online banking
Be enrolled in e-statements
Direct deposit at least $200 per month into your 5 Star Checking account
Pay at least two bills per month through our Bill Pay system or ACH
Use your debit card for purchases at least 12 times per month⁷

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¹ Membership required to open a checking account. Certain restrictions and qualifications apply. Non-refundable membership fee of $1, plus a $25 savings deposit refundable at account closing, applies.
² Homebase Credit Union may charge a $1 foreign ATM fee for certain non-Homebase Credit Union ATMs.
³ Data carrier rates may apply.
⁴ $25 bonus payout is a limited time offer and may be discontinued at any time.
⁵ Reward bonus and/or refund payouts are automatically deposited into your 5 Star Checking on the third day of the following month. For example, rewards earned for March would be paid the third day of April.
⁶ Loan application must be received after 5 Star account opening. Excludes mortgages and credit cards.
⁷ Minimum $5 per transaction; ATM and cash advance. Transactions must post to the account during the calendar month.