5 Star Rewards Checking
Make more with every swipe.
5-Star Checking isn't just a place to put your money, but a destination for dividends and rewards. You could enjoy monthly bonus payouts, loan rate discounts, and even an overdraft fee refund every year. Once you meet all 5-Star requirments, you'll never want to switch checking accounts again.
Checking Account Benefit Comparison
|Benefits1||Share Draft||5 Star*|
|No Monthly Maintenance Fee or Minimum Balance||✓||✓|
|Surcharge-Free ATM Usage2||✓||✓|
|Free Online & Mobile Account Access 3||✓||✓|
|Free Use of Electronic Bill Pay||✓||✓|
|Free Online Budgeting and Finance Program||✓||✓|
|Unlimited Transfers from Savings to Checking to Cover Overdrafts for No Charge||✓||✓|
|Initial $25 Bonus Payout4||Not eligible||Meet all 5 Star qualifiers to earn reward|
|Monthly $2 Reward Payout5||Not eligible||Meet all 5 Star qualifiers to earn reward|
|Earn Monthly Dividends on Your Average Daily Balance5||$300 average daily balance required to earn dividend||Meet all 5 Star qualifiers; No minimum balance required to earn dividend|
|Loan Rate Discount6||Not eligible||✓|
|Overdraft Fee Refund (one per year)5||Not eligible||✓|
What You Need to Open a 5-Star Rewards Checking Account
- Membership with Homebase Credit Union
- Your name, date of birth, and address
- Your social security card or number
- Your photo ID
- Name, social security number, date of birth, and address for any joint account owners
- Fulfill eligibility requirements (read more below!)
5-Star Checking FAQs
Q: What are the five easy qualifiers for 5-Star Checking?
A: To enjoy the benefits of 5-Star Checking, meet these 5 requirements:
- Register for online banking
- Enroll in E-statements
- Direct deposit at least $200 per month into your 5 Star Checking account
- Pay two monthly bills our Bill Pay system or ACH
- Use your debit card for purchases at least 12 times per month7
Q: When are reward bonuses paid out?
A: Reward points, bonuses, and other refund payouts are auto-deposited into your 5-Star Checking Account on the third day of the month following the rewards period. January rewards would be paid in February; February rewards will be paid in March, and so on.
Q: Who is a good fit for 5-Star Checking?
A: The 5-Star account is a great option for busy and active checking account users. If basic accounts no longer serve your needs best, reward yourself with additional benefits and high dividends through 5-Star Checking.
See what Homebase Credit Union members have to say about us:
"I have been with Homebase Credit Union for almost 2 years. They have been great in all respects. Had a loan with them and was very satisfied. They were always very nice and personable. The local branches are conveniently located and safe at night. I can't say enough nice things. Thanks!" -Omar D.
"I started a joint account for my son and I so he could direct deposit and I could cash checks from work. From the start of our account they have been super courteous and helpful. The other day I asked for a large sum of money all in $1 bills and the teller patiently counted out all of them to me. I love this bank and the people who work there!!" - Bobbie B.
Open a Checking Account Today
1 Membership required to open a checking account. Certain restrictions and qualifications apply. Non-refundable membership fee of $1, plus a $25 savings deposit refundable at account closing, applies.
2 Homebase Credit Union may charge a $1 foreign ATM fee for certain non-Homebase Credit Union ATMs.
3 Data carrier rates may apply.
4 $25 bonus payout is a limited time offer and may be discontinued at any time.
5 Reward bonus and/or refund payouts are automatically deposited into your 5 Star Checking on the third day of the following month. For example, rewards earned for March would be paid the third day of April.
6 Loan application must be received after 5 Star account opening. Excludes mortgages and credit cards.
7 Minimum $5 per transaction; ATM and cash advance. Transactions must post to the account during the calendar month.
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